The Company

China Construction Bank Corporation (CCB) is one of the largest banking corporations in China and is the 2nd largest bank in the world by asset size. With dominant presence already established in China, CCB is proactively expanding onto overseas markets and currently has over 30 offices operating outside China.

China Construction Bank Corporation (CCB), Sydney Representative Office was set up in November 2007.In August 2010, the Australian Prudential and Regulation Authority (APRA) approved China Construction Bank Corporation as a foreign authorised deposit taking institution, authorising it to carry on banking business in Australia. CCB Sydney Branch can conduct wholesale banking in Australia, including corporate lending and deposits, international settlement, trade finance, and AUD clearing.

CCB Adelaide Sub Branch will officially launch in 2024, and we are looking for talented individuals to join this newly established sub-branch.

Job Purpose

Preparing credit analysis, report writing in both English and Chinese, client information and monitoring of an existing loan portfolio;
Provide support to the Executive Director/ Director, to maintain and manage the client portfolio, and develop new clients & relationships;
Provide support to originate and execute trade and supply chain finance solutions for both domestic branches and local trade clients;
Conduct client due diligence review and KYC, for both new clients and throughout the annual review process;
Maintaining the Branch’s financial and operational risk data incorporating periodic reconciliation & reporting to relevant Departments.

Main Duties and Responsibilities

The Senior Associate role is a very “hands on” position, which includes responsibility for the following duties:

Assist Executive Director / Director to meet the branch’s objectives & budgets including Asset, Liability and Profitability growth across all business functions;
Assist the Adelaide team to liaise with the CCB Sydney Office, and CCB Head Office as required;
Assist the Executive Director/ Director in the preparation of quality credit applications in line with credit policies and processes;
Maintain an awareness of lending structures and contracts and any market conventions therein;
Ensure adherence to all regulatory and legal requirements within the Branch/department and as a contributor to adherence by the bank as a whole;
Ensure that the Branch authorities and procedures are adhered to at all times;
Communicate clearly & effectively with operational departments in order to facilitate precise processing of Middle and Back Office functions as they pertain to the Branch’s transactions and the processing of loans, derivative products and deposits, including appropriate accounting treatment of the same;
Work with regulators, internal or external auditors as required;
Perform various other administrative tasks and any other tasks assigned by the Executive Director/ Director or Management as required.

Experience

The candidate must have a minimum of 5 year experience in banking and financial markets and a fundamental understanding of relevant industry products & services including, but not limited to, large commercial & corporate lending, interest rate and FX rate derivative products, money markets and trade finance. A strong awareness of general banking compliance and anti-money laundering requirements is essential. Specifically, the incumbent must have 3 year experience in working in Australia with a broad range of financial products.

Skills

An in depth understanding of the banking and financial markets industry, its services and processes, with a particular focus on corporate and institutional banking as well as project finance.
Excellent written and oral communication skills in both English and Chinese are essential.
A tertiary qualification (Degree level) in Commerce, Finance, Accounting, or a related discipline is essential.
Thorough knowledge of PC-based applications and familiarity with banking systems used for transactional booking, recording, and reporting.
Proven experience in delivering great customer service.
Unquestionable personal and professional integrity.
A proactive attitude in addressing complex and challenging issues.
Effective time management skills.

Culture & Benefits

We strongly believe that a positive workplace culture will help us create a positive experience for each and every member of the CCB family. We have some really great employee benefits to offer:

Professional development opportunities – we want to help our employees to be the best that they can be, so we help them on that journey
Excellent work/life balance

Additional Information

We encourage people with disability to apply for roles at CCB and to request any support or reasonable adjustments that may be required to fully participate in the recruitment process.

To be considered for this role, interested candidates must provide an up-to-date resume, together with a coving letter.

ONLY SHORTLISTE CANDIDATES WILL BE CONTACTED

ONLY THE CADNDIATES WITH AUSTRALIAN PERMANENT RESIDENCY OR CITIZENSHIP WILL BE CONSIDERED.

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